Individual Products

Life Insurance

Long Term Care

Long Term Disability

Life Insurance

Don’t procrastinate purchasing your life insurance. Let KBA assist you. Did you know that a 45 year old male in good health can buy a $250,000 life policy for $28.00 monthly and now, in some cases, labs are no longer required?

Whether life insurance is needed to replace income for you or your spouse, to protect your business, or to assist with tax planning, we can help. Contact us today.

Long Term Care

People are living longer than ever before. As we age, the likelihood of not being able to care for ourselves increases significantly. Traditional LTC policies are very effective, but expensive. Let us work with you to explore the feasibility and affordability of the new hybrid Life/LTC policies.

Long Term Disability

Your house, car, and other tangible assets are important to you, but your most important asset is your ability to earn an income. It does not make sense to leave your most important asset unprotected. Let us help you plan an affordable strategy in the event that an accident or sickness prohibits you from working for an extended period of time.