Individual Products

Life Insurance

Don’t procrastinate purchasing your life insurance. Let KBA assist you. Did you know that a 45 year old male in good health can buy a $250,000 life policy for $28.00 monthly and now, in some cases, labs are no longer required?

Whether life insurance is needed to replace income for you or your spouse, to protect your business, or to assist with tax planning, we can help. Contact us today.

Long Term Care

People are living longer than ever before. As we age, the likelihood of not being able to care for ourselves increases significantly. Traditional LTC policies are very effective but expensive. Let us work with you to explore the feasibility and affordability of the new hybrid Life/LTC policies.

Long Term Disability

Your house, car, and other tangible assets are important to you, but your most important asset is your ability to earn an income. It does not make sense to leave your most important asset unprotected. Let us help you plan an affordable strategy in the event that an accident or sickness prohibits you from working for an extended period of time.

OneShare Health

We understand the typical health insurance plan does not fit every individual or family needs, so we have partnered with OneShare Health to be able to offer another solution that may fit your situation. OneShare Health is not health insurance, it is a Religious Health Care Sharing Ministry. As an ACA-exempt path to health care, OneShare Health offers affordable and flexible medical sharing Programs. Let us help you explore this alternative.

Health Insurance Marketplace

The Federal Health Insurance Marketplace is the government website resource that individuals, families, and small businesses can refer to and compare coverage of different affordable health insurance plans. There are many different elements to the Marketplace and the Affordability Care Act (ACA) beyond just picking a healthcare plan; including eligibility and financial qualifications. KBA is available to help you navigate this process and find the best solution for you.