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Individual

  • What are Self-Insured Plans and When Should I Go Self-Insured

    What are Self-Insured Plans and When Should I Go Self-Insured

    So far, we’ve learned about how health plans work, the elements of a health plan, and the differences between a fully-insured and self-insured health plan. But maybe a self-insured plan is the best for a business, and you want to find out more about it. In this article, I’ll go more in-depth about what self-insured plans are and […]

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  • Fully-Insured vs. Self-Insured Health Plans

    Fully-Insured vs. Self-Insured Health Plans

    In my article entitled “Health Plan Costs and Savings,” we defined some basic elements of health plans. I also briefly introduced two different plans: fully-insured plans and self-insured plans. Let’s go into a little more detail about fully-insured vs. self-insured health plans.  Fully-Insured Plans – Fully-insured plans have dominated the small group health insurance market for years. Being […]

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  • Embrace Telemedicine, But Always Have A Safety Net

    It’s difficult to use the words “Covid” and “Positive” in the same sentence, but the increasing utilization of Telemedicine is one positive effect of the pandemic. Telemedicine has been around awhile, but people have shown a reluctance to receive medical care outside of their primary physician’s office. That reluctance has faded in recent months due […]

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