PROVIDING SECURITY FOR YOURSELF & FAMILY
At Kiser Benefits, we believe benefits should provide a safety net for individuals and their families. We customize solutions that align with your unique goals & budget.
Personal Protection
Get expert guidance on life, long-term care, and disability insurance to protect your income, family, and future—with affordable, customized options including hybrid plans.
Alternative & Faith-Based Options
Explore non-traditional coverage like OneShare Health, a flexible, ACA-exempt healthcare sharing ministry that may better fit your personal or family needs.
Marketplace Navigation
Let us simplify the ACA Marketplace process—helping you compare plans, understand eligibility, and access subsidies to find the best health coverage for your situation.

Why Choose KBA?
We fuse deep benefits expertise with a friendly, consultative approach. That means less complexity for you, more value for your employees—and a partnership built to last.

Life Insurance
Don’t procrastinate purchasing your life insurance. Let KBA assist you. Did you know that a 45 year old male in good health can buy a $250,000 life policy for $28.00 monthly and now, in some cases, labs are no longer required?
Whether life insurance is needed to replace income for you or your spouse, to protect your business, or to assist with tax planning, we can help. Contact us today.

Long Term Care
People are living longer than ever before. As we age, the likelihood of not being able to care for ourselves increases significantly. Traditional LTC policies are very effective but expensive. Let us work with you to explore the feasibility and affordability of the new hybrid Life/LTC policies.

Long Term Disability
Your house, car, and other tangible assets are important to you, but your most important asset is your ability to earn an income. It does not make sense to leave your most important asset unprotected. Let us help you plan an affordable strategy in the event that an accident or sickness prohibits you from working for an extended period of time.

Health Insurance Marketplace
The Federal Health Insurance Marketplace is the government website resource that individuals, families, and small businesses can refer to and compare coverage of different affordable health insurance plans. There are many different elements to the Marketplace and the Affordability Care Act (ACA) beyond just picking a healthcare plan; including eligibility and financial qualifications. KBA is available to help you navigate this process and find the best solution for you.